A short summary of the whitepaper

Stefan Betschon, Yokoy Tech Analyst

Digitization has fundamentally changed the way products and services are paid for. These changes have accelerated in the recent past in connection with the Corona pandemic. Not only has cash become less important, but plastic cards are also being used more rarely. Payments can now be made quickly and conveniently online, and new ways of paying - payment apps - and new forms of payment - buy now, pay later - have been developed.

A multi-step process has emerged between buyer and seller for payment, involving many companies: Paytech or Fintech software developers, hardware manufacturers, communications companies, cloud computing providers, data center operators, neo-banks, media houses. Traditional banks still play an important role in this process, but are they the central hub as they used to be? Find out all about it in our whitepaper.

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